Referrals wait in inboxes
A suspected fraud arrives by email and sits until someone notices it, with no clock running and no record of who looked.
Origination works. It is everything around it that runs on email and spreadsheets: fraud referrals, hardship requests, settlement handovers and complaint deadlines. Kiln runs that work across the systems you already have.
A suspected fraud arrives by email and sits until someone notices it, with no clock running and no record of who looked.
Settlement details are copied from the loan system to the CRM to a spreadsheet, and each copy is a chance to get it wrong.
Hardship and complaint response times live in someone's calendar, so a breach is found after it happens.
A new application in Salesforce or an email to the fraud inbox starts the workflow on its own.
Identity is verified, an AI step grades the risk, and your credit rules and limits are applied.
Low risk carries on, anything unusual goes to the fraud team, and declines get a letter.
Every check, decision and document is kept, so you can show exactly what happened and when.
Kiln connects to the systems lending and finance teams usually use. Nothing is replaced and nothing is migrated.
Every referral has an owner and a deadline from the moment it arrives.
Your credit rules are applied the same way every time, whoever is working the case.
The full history of every decision is there when an auditor or AFCA asks.
The approval that lives in someone's inbox, the report rebuilt by hand every month, the spreadsheet nobody wants to touch. Describe it in a sentence or two. We'll come back with how we would run it in Kiln, connected to the systems you already use.